First-time buyers
Down payment math, RRSP Home Buyers' Plan, FHSA, and stress-test prep - without the lecture.
Hi, I'm Jeremy LaHaie - a mortgage professional with INVIS, based in Winnipeg and serving across Manitoba, including Ste Anne, Steinbach, and Southeast Manitoba. Independent advice from someone who sits on your side of the table from the first conversation through every renewal after.
Apply now · Try the calculator
Big banks, mortgage finance companies (MFCs), credit unions, and specialty alt-A lenders. Your file gets compared against the whole table - not just the one bank on your block.
Six paths, one playbook: match your file to the right lender. Here's the kind of work I do most.
Down payment math, RRSP Home Buyers' Plan, FHSA, and stress-test prep - without the lecture.
Don't sign the bank's letter. I'll see if a switch can save you tens of thousands over the term.
Pull equity, consolidate high-interest debt, or fund a renovation. Run the numbers before you commit.
Stated-income programs and alt-A lenders for entrepreneurs the big banks pass over.
Rental qualifying, BRRRR strategy, and lender matching for portfolio buyers.
Programs for newcomers with limited credit history. Yes, you can still buy in your first year.
Quick call or message. Tell me what you're trying to do and we'll come up with a game plan to get you there.
10-minute secure application. I gather docs and run the numbers across my lender network.
We get a pre-approval in place so that if rates rise, you're protected and ready to move quickly when the right home comes along.
Once there's a deal in place, we dial in exactly what you want for a mortgage - then I shop the lenders to see who's offering the best fit. I handle paperwork through to funding.
Verified Google reviews - 5.0 rating, 11 reviews from past clients across Manitoba.
“I worked with Jeremy and he was incredibly professional and helpful throughout. He made the process simple, explained everything clearly, and was great to deal with from start to finish.”
“Jeremy is incredibly knowledgeable and down-to-earth. He has a great way of breaking down complex concepts so they're simple and easy to understand, even if you're totally new to the process. Most importantly, he's someone you can completely trust - it's obvious he genuinely cares about his clients and their best interests.”
“I've had the opportunity to work with Jeremy, and I can confidently say he is professional, reliable, and a person of great integrity. He's very knowledgeable about finances and has a strong ability to explain things in a clear and practical way.”
“Working with Jeremy LaHaie was a fantastic experience! I had many questions and concerns, but he made the process seamless. He explained everything in a way I could understand and was always quick to respond to my inquiries.”
“Jeremy is great at communicating, thorough & knowledgeable, and truly cares for his clients. I highly recommend his services.”
“Jeremy is incredibly knowledgeable and detail oriented. He truly cares about his clients and you can trust you're in good hands every step of the way.”
The greatest hits below. For the long answers, the full Manitoba mortgage FAQ has 25 entries.
For standard residential mortgages, no - the lender pays my commission. You get my time, lender access, and advocacy at no cost.
Your bank can only sell you their own product. I'm independent - I compare big banks, credit unions, mortgage finance companies, and alt-A side by side to find the structure that actually fits.
Usually 48-72 hours from the time I have your full document package. I'll tell you exactly what's needed up front so there's no back-and-forth.
Call or text (204) 995-7336 or email Jeremylahaie@INVIS.ca.
B5–1921 Pembina Hwy, Winnipeg, MB R3T 2G7 · Mon-Fri 9am-5pm CST, Sat-Sun by appointment.
Independent mortgage advice for Manitobans who'd rather have a human in their corner than a chatbot in their inbox. A personal practice of Jeremy LaHaie, a Mortgage Professional registered with INVIS Inc., one of Canada's largest national mortgage brokerages, licensed in Manitoba.
© 2026 · Jeremy LaHaie, Mortgage Professional registered with INVIS Inc. Serving Winnipeg, Ste Anne, Steinbach, and all of Southeast Manitoba.