Mortgage Payment
Monthly, bi-weekly, or accelerated bi-weekly payment for any price, down payment, rate, and amortization.
Eight tools, Manitoba-accurate defaults, no email gate. Use them to sanity-check what a lender or another broker is telling you - then bring me the questions that come up.
Monthly, bi-weekly, or accelerated bi-weekly payment for any price, down payment, rate, and amortization.
Income, debts, down payment in - honest maximum purchase price out, run through the federal stress test.
Compares your existing mortgage to a new one and tells you the real break-even date.
Stack accelerated bi-weekly, extra payments, lump sums, and round-ups to see years and interest cut.
Compares the total cost of renting (with savings invested) against owning over any horizon.
Roll credit cards and high-interest debt into your mortgage and see the cash-flow and interest impact.
Manitoba-accurate land transfer tax, legal/title fees, appraisal, inspection, and PST on CMHC insurance.
Two mortgages, side by side - different rates, terms, amortizations, or prepayment options.
Four plain-language guides covering the questions I get asked most often.
How a pre-approval differs from a pre-qualification and why you need one before house hunting.
What rate you qualify at and how much it reduces your buying power.
Every document you'll need for a mortgage application, in one place.
The thresholds that actually matter and what to do before you apply.
Tools built by Jeremy LaHaie, mortgage professional with INVIS Inc., serving Winnipeg, Ste Anne, Steinbach, and all of Southeast Manitoba. Call or text (204) 995-7336.